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How to Coupon: What is a Catalina and How is it Used?
Be sure to check out all 10 steps to learn How To Coupon When I first started couponing, catalina was a foreign word and I didn’t understand how they worked or how I would use them. It takes a bit of practice to understand them and use them correctly. Be sure you read this carefully and remember…
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7 Budgeting Activities To Teach Your Child Money Management
There are many budgeting activities to teach your child money management tips. But some of them are not as fun as others or not as effective. We have found that our kids do the best when we make things games. Wouldn’t it be awesome if kids were born to automatically understand budgeting and how it…
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How To Lower Car Insurance Premiums and Get Better Insurance Rates With These Tips
Car insurance is a “need” if you have a car. You must have auto insurance to cover you because accidents happen and you have family and friends to take care of. But who wants to pay a fortune on insurance rates? Car insurance premiums are one of those things some people think you can’t save…



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Hey!!!! I am Melissa! I am a mother and wife that loves to live frugally, spend time with my family and help others. I think love goes a long way and respect goes even further. I am real on this site because life isn’t always sunshine and rainbows. You’re not alone through all this and I want you to feel right at home. Join me in the ups and downs of frugal life and raising a family in a time where choosing the right isn’t always popular.






