Cut The Costs And Keep The Change: Part 6

A way that I have helped myself recently with spending money is to ask myself 5 questions with just about every purchase I make.  They questions are: 1. Do I really NEED that? 2. It is worth the amount I will pay? ( mentally, physically, and emotionally) 3. Can I afford this? 4. Is there anything […]

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Cut The Costs And Keep The Change: Part 2

One of the biggest changes I made to my life in the past few months was changing to a cash system.  We use envelopes to store our cash and we shop with cash only.  Whatever amount of money a week I have budgeted in, I get out and use it to make all my budgeted purchases. […]

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Cut the Costs and Keep the Change: Part 1

As I looked at our budget to see where else we could cut costs to save more money, there was 1 thing I had to constantly be asking myself.  Is this a NEED or a WANT.  I had to do some searching within myself, but I realized that we had a lot of wants labeled […]

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