How to Plan for Future Income + Free Printable

income collage


It’s easy to see those bills come in the mail and get a little panicky. I had that same feeling the first time our loans started coming up for payment.  Our deferment period was up and I knew that when we started to have more bills come in our future income had to increase somehow. I continued to think about how I could help bring in a little income to bring some of our mountain sized debt down faster. Since we have little ones at home it’s really hard to ‘go out’ and get a job. The money I was going to bring in had to be flexible. That’s where this money planning sheet I’ve created comes in.

You can set a goal for the amount of money you need to make, paired with how to achieve that goal, how to get the goal accomplished, and a place to share your progress. This gives you one sheet to see what is working and helping you to acheive your goals and what is not working.  You can see what you need to spend more time on and what to stop doing.  Earning money on your own is a learning process just like starting a new job.  You will make mistakes and do things that will end up not making you much money.  But you will also have your future income that will work and does work and these are the things you should focus on.

The image of the Money Planning Worksheet is available below.  You can see how it could work for you and planning your future income.

money planning worksheet

I hope you find this printable helpful. I know that once I could identify a goal, execute it, and see some progress my money making abilities got a little better. Don’t forget to download the Money Planning Printable to use in your everyday frugal lifestyle.


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12 Easter Basket Ideas for Under $5 each!

12 Easter Basket Ideas for Under $5 each!

Easter is just around the corner and it is time to get some Easter Basket ideas!  While I love the holiday, I hate spending lots of money on stuff for the easter baskets that gets used up in 1 afternoon.  Because we live on such a fixed budget while we are trying to pay off our debt, I like to put things into our Easter baskets that can be used for a while and will keep their interest. This also helps to keep our small house from getting cluttered!

Here is my top 12 items you can use to fill the easter basket for $5 or less!

Madlibs Easter Eggstravaganza

Glitterville Easter Egg Decorations Assorted Gift Ideas Holiday Fun Colorful

LEGO Friends 41089 Little Foal

Melissa & Doug Habitats Reusable Sticker Pad

LEGO Creator 31015 Emerald Express

Crayola 48 Count Sidewalk Chalk (51-2048)

LEGO Creator Sea Plane

Disney Princess Sofia the First Girls Heart Charm Necklace and Bracelet Set – Assorted Styles (1 Set)

Melissa & Doug Design-Your-Own Bracelets

6 Easter Themed Stampers

Disney Princess Sofia the First Kids Digital LCD Watch

Melissa And Doug Jumbo Coloring Book


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How A Sunny Day Can Help You Save Money

I LOVE to save money.  It is something that is just part of my personality.  I feel physical pain spending money.  But This month as I sat down to do my budget I began to wonder what it will be like to have enough money to do whatever I want with it.

Goals give us the motivation to do what we want and need with our money.

For the last 10 years of my life I lived on almost nothing.  While I have loved the ability to accomplish that, we are making good money right now.  We make about $5,000 a month!!!!  When we are used to living on $1800 a month this seems like a fortune!!!  But we can’t be free with our money because we are in debt.  #bondage

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13 Green Food Ideas for St Patrick’s Day

We have a tradition in our family that dinner time is green every St. Patricks day!  We love green food and the kids love that as well.  I have been on the hunt for some new green food recipes to spice up the meals this year.  And since we are trying to save money on our grocery budget this year, we are really looking for similar ideas to get my ingredients.  I also love the idea of green food that is not normally green!  It ads to the novelty!

I love to have green dinner ideas, but there were too many good desserts this year to miss out on these lovelies.

Here are my top favorites.  If you have any other ideas please be sure to add them in the comments.  I would love to find more!

green food ideas

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2 Paths, 1 Choice: Doing What is Right no Matter What the Consequences

sometimes when you have 2 good paths it is hard to know which is the right choice for you.  It is one of the scariest times in your life when you answer comes out to a different path then you thought.

After we had our life completely turned upside down with the news that we had lost the opportunity for my husband to be in the highway patrol and deciding that we had a lot to figure out,  We decided to press forward and find which of the 2 paths was doing what is right.

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