11 DIY St. Patrick’s Day Decorations For Your Home


Posted on February 26, 2015 Written by Leave a Comment

 

st patricks home decor ideas

St Patricks Day is upon us!  I LOVE March mostly because of the way spring seems to always appear and save my sanity!  But I also love the green St. Patrick’s Day decorations and feeling of luck in the air.  Who wants to try your luck???

We don’t like to spend a lot of money on decor for the different holiday’s because we are trying to put our money toward the loans we are paying off.  But it is important to have a house filled with decor to make you feel the joy of the holiday.  Who says only red heads can have fun on a holiday like this???

To get your house in the spirit, here are some easy decorations you can make!  Most are easy and quick which is always a plus!  ;)

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How to Pay Your Bills On Time + Free Printable


Posted on February 18, 2015 Written by 2 Comments

How to Pay Your Bills on time

Are you struggling to pay your bills on time? Maybe you keep forgetting when the due date is or you have poor money management skills. Either way, I’m not here to judge. Maybe you’ve been following my series based on paying bills.

I’ve mentioned before how going from not having a lot of bills to having quite a few bills can be quite the challenge. In my mind, I often struggle with when a bill is due. I have found that it’s easier to have a printable worksheet where I can write down exactly when the bill is due. Of course, there’s plenty of room, so I can make sure all of my bill due dates are in one spot. I can print a new sheet every month or I can do it in quarters because there is plenty of room available on the sheet.

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I’ll Go Where You Want Me to Go


Posted on February 10, 2015 Written by 1 Comment

My husband and I had lived the life we thought we should, we had plans and hopes and had set up our life to be debt free for the rest of our life.  But the Lord had other plans for us.

finding what the Lord wants

By the time we were this far in the process, my husband was working a job and he had one more semester left of school. He was doing testing and interviews on the weekends for the Highway Patrol.  We didn’t see a whole lot of him.   But we were sure things would work out as we planned.  We had been obedient to the Lord and focused on what was important.

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5 Tips to Successfully Be A 1 Car Family


Posted on February 6, 2015 Written by 2 Comments

This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone.  #DropShopAndOil #CollectiveBias

This is our baby.  Our 1 and only car.  Since the time we were married we have only had 1 car.  We choose to do that to save money.  We live in central CA.  In a place that doesn’t have lots of public transit, and the transit we do have doesn’t really give us much help.  So we had to really consciously make the choice to make this work.

How to be a one car family

Before we were married, we both served missions for our church.  Shortly after coming home, we started dating.  Matthew bought a car and I did not.  I used a family car until we were married.  So instead of going into debt for a car, we decided to manage with 1 car.  That managing with one car meant we made sacrifices.  It also meant we had to know each others schedules and talk about them all the time.  I think this helped us to bond and get through a lot of hard times because we had really open communication.

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January Debt Pay off and February Budget


Posted on February 4, 2015 Written by Leave a Comment

Monthly Budget Check up

1 month down and I am excited!!!!!!  I know you were hoping for part 2 of our story, but you will have to wait another week for that one!  (insert evil laugh here)  Seriously though, it is coming so don’t disappear on me!

We did a lot of moving stuff around in the last month.  We have been able to get some things we weren’t expecting to get yet, so we had to rework the budget. 

This is the first time we have ever had a bi weekly pay check so we are learning how to budget when you don’t get everything in 1 day for the whole month.  It is kind of difficult, I am not going to lie.  Do you split up your bills between the 2 checks or do you do a little from each check? 

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