Cable TV. It can be a blessing and a curse. I mean who doesn’t love to sit down and relax while watching a Hallmark movie or an episode of Fixer Upper? But it can be really expensive to pay every month and everyone is always looking for how to … Continue reading →
Car insurance is a "need" if you have a car. You must have auto insurance to cover you because accidents happen and you have family and friends to take care of. But who wants to pay a fortune on insurance rates? Car insurance premiums are … Continue reading →
Whether you have a family, or you are single it is important to make a personal financial wellness plan. Creating a personal financial plan will help you to have goals and a direction to move towards. This is also going to be something that helps … Continue reading →
When I was young Christmas cookie ornaments were one of my favorite traditions. Not only are they fun to make, but they were also fun to eat! We would make big batches of cookies and sit together and decorate the cookies. Some of them would be … Continue reading →
This is our baby. Our 1 and only car. Since the time we were married, we have been a one-car family. We choose to do that to save money. We live in central CA. In a place that doesn't have lots of public transit, and the transit we do have … Continue reading →
Hey!!!! I am Melissa! I am a mother and wife that loves to live frugally, spend time with my family and help others. I think love goes a long way and respect goes even further. I am real on this site because life isn't always sunshine and rainbows. You're not alone through all this and I want you to feel right at home. Join me in the ups and downs of frugal life and raising a family in a time where choosing the right isn't always popular.
Budgeting can be intimidating and stressful. You are questioning how to make a monthly budget and wondering if your budget is enough for what you need. The hardest part of creating a budget is the actual creation of the budget. Facing the reality of your spending and where it is going is the most stressful […]
photo credit: Dave Dugdale Prior to about a year and a half ago, We never ad any type of long term savings. We were living paycheck to paycheck, but never had debt. I always felt like we were doing ok, but that we never had money for anything. We had built up a small savings […]
Are you looking for a printable bill tracker that will track the bills you are paying down on? Wouldn’t it be nice to have a place to keep track of each bill instead of 1 paper for all your bills? This individual printable bill tracker is perfect for this. It allows you to see when […]
